As the economy slowly recovers, companies are refocusing their attention on revenue growth and cash flow, and CFOs are looking to banks for help in financing working capital and capital expenditures. In recent years, as a result of the ?credit crunch,? the relationship between banks and companies has been put to the test even though both parties have a vested interest in working together. This presentation will shed light on the new criteria that banks use to evaluate borrowers.
At our meeting you'll learn:
- The types of credit banks are offering and the terms
- How the underwriting criteria varies depending on the type of loan (e.g., (traditional line of credit, asset-based, factoring
- How metrics are assessed
- Types of monitoring
- The follow up process after credit extension.
Speaker
David Loseke Client Manager with Bank of America Merrill Lynch
About David Loseke
David's specialty is working with business owners to provide insightful credit and cash management solutions based on each client?s unique needs. Immediately prior to joining Bank of America, he led the business acquisition effort for a regional investment group. David has held management and executive positions in wholesale and joint venture lending companies.
David holds a BS in Business Administration from San Diego State and a Masters of Business Administration from the Anderson School at UCLA.